Fixed Income

Philosophy

We believe consistent excess returns can be achieved through a disciplined risk-managed investment process focused on diversification, income advantage and capital preservation. Our value-driven approach incorporates fundamental research with relative value analysis designed to produce excess returns over a variety of market environments. Primary sources of excess return include sector rotation, security selection and structural positioning. Our team approach adds value while controlling risk relative to benchmark parameters.

Process

Miles Capital’s team-based investment process is designed to deliver value added results for our clients through many different market environments. Our results are a testament to our disciplined risk-managed investment approach. Risk management is embedded throughout our fixed income investment process. It guides the distillation of economic and market variables. It informs our dissection of market sectors and individual securities, and it frames the portfolio construction process.

Our process begins with a top-down economic and risk environment assessment. This assessment establishes a common framework for our sector analysis and fundamental research and sets expectations for interest rates, inflation, and other market variables. The goal of our sector analysis is to identify sectors offering attractive risk/reward characteristics that should contribute to portfolio excess performance. At the security level, our process emphasizes fundamental research and relative value analysis utilizing independent research supplemented by third party research platforms. This analysis results in buy, hold, and sell recommendations which are updated routinely as the environment changes.

Once these opportunities have been identified, they are prioritized in terms of the risk/reward profile and then applied to the extent appropriate in the portfolio. Risk is controlled through duration, sector, security, and quality limits that prevent undue concentration in even the most attractive opportunities. Portfolios are constantly monitored to ensure they reflect the best investment opportunities given the changing market and economic environment. This risk management overlay is the foundation of a process that aims to produce consistent excess returns.

Book Yield Portfolios

Book Yield Intermediate

Book Yield Intermediate portfolios are managed to the unique constraints of asset/liability clients. The portfolios invest in a wide array of asset classes and maturities designed to produce a high level of book yield that is appropriate to meet the asset/liability, risk, regulatory and operational goals of each client. The composite includes fixed income accounts primarily invested in investment grade securities and typically target a portfolio effective duration between 3 and 6 years.

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Book Yield Long

Book Yield Long portfolios are managed to the unique constraints of asset/liability clients. The portfolios invest in a wide array of asset classes and maturities designed to produce a high level of book yield that is appropriate to meet the asset/liability, risk, regulatory and operational goals of each client. The composite includes fixed income accounts primarily invested in investment grade securities and typically target a portfolio effective duration longer than 6 years.

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Total Return Portfolios

Core Fixed Income

Core Fixed Income portfolios are managed to provide a high level of current income and capital appreciation. To meet this objective, the portfolios invest in corporate debt securities, mortgage-related and asset-backed securities, as well as U.S. Government obligations. The portfolios represent an allocation to the investment grade U.S. dollar denominated bond market.

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Low Duration

Low Duration portfolios are managed to provide a high level of current income consistent with preservation of capital. To meet this objective, the portfolios invest in corporate debt securities, mortgage-related and asset-backed securities, as well as U.S. Government obligations. The portfolios represent an allocation to the short-term U.S. dollar denominated bond market with greater income and capital appreciation than money market instruments.

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Intermediate Core

Intermediate Core portfolios are managed to provide a high level of current income and capital appreciation. To meet this objective, the portfolios invest in corporate debt securities, mortgage-related and asset-backed securities, as well as U.S. Government obligations. The portfolios represent an allocation to the investment grade U.S. dollar denominated bond market with maturities between one and ten years.

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Intermediate High Quality

Intermediate high quality portfolios are managed provide a high level of current income and capital appreciation. The portfolios invest in corporate debt securities rated A3/A- or higher, mortgage related and asset-backed securities, and U.S. Government obligations to meet this objective. The portfolios represent an allocation to the investment grade U.S. dollar denominated bond market with maturities between one and ten years.

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Income Focused Portfolios

Municipal Income

Municipal Income portfolios are managed to provide a high level of income that is exempt from federal income taxes to the extent possible within the investment parameters. The portfolios invest in investment-grade, intermediate public entity debt obligations with relatively attractive yield and coupon features to meet this objective. The portfolios represent an allocation to the short-term U.S. dollar denominated municipal bond market.

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Liquidity

Taxable Cash

Taxable cash portfolios are managed to provide investors with a current income consistent with safety of principal and maintenance of liquidity. The portfolios invest primarily in a variety of taxable fixed income securities maturing in 397 days or less of investment.

Fact sheet available upon request.